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Якорь 1

Digital Banking Software

White-label digital banking software platform branded and customized for your needs.

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Velmie helps financial institutions effectively address modern-day challenges with a fully customizable digital banking platform and professional services. The software platform comes as a combination of back-end services, mobile applications, web front-end for clients and administrators and an extensive API for developers. We handle ongoing maintenance and technical support, thus, our clients feel confident while staying focused on their business.

Security and scalability are at the very heart of the software and our mission is to deliver reliable and future-proof tech solutions for all types of financial services companies. 

Modular architecture 

Microservices infrastructure makes our banking software platform modular and extremely flexible, allowing to perform customizations, integrations and extensions in an efficient manner.

Better customer experience

We design intuitive and straightforward interfaces that
stand out. Our solutions ensure smooth engagement and drive customer loyalty.

Open API for endless integration possibilities


Data security and compliance

Our technology helps banks establish a culture of compliance. By meeting control & process requirements you are free from costly consequences

and risks.

Many Challenges - One Solution

Banks and Financial Institutions

Payroll solutions

Fintech platforms

Brokerage & Investments

POS & Merchant services

Loan origination

Instant payments

Neobank projects

BNPL Solutions


Velmie white-label banking software comes as a collection of configurable standalone modules to handle the core functionality for financial services. Every client a unique configuration and set up depending on the type of solution and business needs.

  • Multicurrency bank accounts

  • Individual & business accounts

  • Savings & credit accounts

  • Card issuing

  • P2P Transfers

  • International & domestic transfers

  • Currency exchange

  • Invoicing


  • Mass payouts

  • Stock purchase

  • RBAC, audit trail and more


Thanks to the final product developed by Velmie, we now operate powerful software for our new line of business. Basically, we are opening a new functionality that will cross-sell in an excellent way with our current product.

Alejandro González, Head of Product & Founding Partner, Reddo.

Our mission is to provide financial institutions and fintech companies with innovative banking technology to solve modern clients' needs. Velmie provides the entire digital banking infrastructure with connectivity to multiple card issuers, ACH and SEPA transfers, identity verification providers, and other services.

On top of that, the back-end infrastructure is modular which allows configuring the software to particular markets or business cases. We effectively address technology cases of retail and business banking, brokerage firms, international money transfer apps, savings and loans solutions, and more.

  • Does your platform include mobile apps?

Yes, unlike many other vendors we not only provide back end and API, but also white label front end. It includes mobile applications for iOS and Android, as well as Web UI to significantly speed up the go-to-market process.

  • In what countries can your banking software platform be deployed?

Our banking software platform was originally designed as a global solution and we keep expanding it to effectively serve clients from EU, US, the Middle East, Southeast Asia, Africa and other regions. Together with our partners, we can set up and configure payment services and card programs almost anywhere in the world.

  • Do you provide compliance services?

As a tech company, our main goal is to deliver scalable and future-proof solutions for established businesses. For startups and non-financial institutions, we have joint offerings with our partners that provide compliance services and umbrella licenses in different regions.

  • What are the additional services provided by your company?

We aim to provide end-to-end delivery to all of our customers even if it involves heavy modifications of the software platform. With our team of 80+ engineers, we can assist with back end modifications, API integrations and front end customizations. Our clients can also get a dedicated team to handle ongoing development and maintenance.

  • How do you charge for your solution?

The pricing is transparent and comes with no hidden fees. The support charges are linked to the usage volumes (users, transactions or requests) with no markup fees.

  • Does your platform meet the compliance requirements?

As a company, we regularly pass ISO 27001 audits to comply with Information Security Management policies. The software platform we provide meets PCI DSS, GDPR, SOC 2 Type 2, OWASP and other common security guidelines in the financial services industry. When doing the deployment and configuration, we carefully analyze the specific requirements and apply them to delivery procedures.

  • What is the average delivery time?

On average, it takes 2-3 months to go live with a product built on our platform. In certain cases it may take up to 6 months depending due to additional business, compliance and technical tasks to perform. 

  • Can I host the platform on-premises?

Our banking software is cloud-agnostic and can be deployed on any environment that supports Docker and Kubernetes, including on-premises servers.

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