Velmie and Reap Partner to Deliver Stablecoin-Enabled Financial Infrastructure for EMIs
Velmie, a digital banking system integrator and end-to-end delivery partner for regulated fintech programs, announced a strategic partnership with Reap, a stablecoin-powered financial infrastructure provider. Together, the two companies deliver a production-ready stack that gives EMIs and payment institutions the infrastructure and delivery capacity to launch stablecoin-enabled financial products without building the technology or managing the vendor complexity themselves.
Closing the Gap Between Traditional Finance and Digital Asset Rails
Payment institutions and EMIs expanding across borders operate at the intersection of two worlds that were not built to work together: traditional financial infrastructure and the digital asset ecosystem. Moving value across these systems reliably across jurisdictions, rails, and compliance environments, requires integration depth that most institutions cannot build and maintain internally.
The challenge is not finding technology that claims to solve this. It is finding a partner that owns the integration across both worlds, governs the delivery end-to-end, and stays accountable for what happens in production after launch.
That is what this partnership is built to address.
What the Joint Solution Covers
Cross-border payments and settlement: stablecoin-powered transactions settled across global fiat rails, fully integrated into the core banking infrastructure through a single accountable delivery team
Stablecoin funding and treasury: on-chain and off-chain liquidity management connected directly to account and wallet infrastructure, without building or governing the integration internally
Corporate card programs: branded Visa card issuance backed by stablecoin collateral, with end-to-end program delivery covering integration, go-live, and ongoing operational support
Production-grade digital channels: mobile and web applications built to the product roadmap, with stablecoin infrastructure embedded and the full stack maintained and evolved after launch
Delivery Ownership, Not Just Technology
For EMIs that cannot, or choose not to, build out a large internal engineering organisation, the critical question is not which technology to use. It is who owns the delivery, and what governance exists after go-live.
Velmie operates as a dedicated product team: accountable for integration delivery across all vendors and rails, release governance in production, and ongoing operational support and upgrades. Reap brings a proven stablecoin infrastructure layer, built from years of navigating the constraints of global financial systems, including emerging markets, that removes the compliance and connectivity burden of building cross-border digital asset capability independently.
Together, the two partners provide EMIs with a stable, governed, and continuously maintained stack, not a deployment that demands significant internal resource to operate after handover.
"The gap between traditional financial rails and digital asset infrastructure is exactly where EMIs can get stuck. Reap closes that gap at the infrastructure level; Velmie owns the delivery around it. The joint solution is already live, and for EMIs expanding across borders, it removes a layer of complexity that would otherwise fall entirely on their internal teams." — Slava Ivashkin, CEO and Founder, Velmie.
