
Digital Banking Infrastructure with Direct Payment & Clearing Access
Launch and scale digital banking and fintech solutions with modular technology and direct access to UK clearing and payment rails.
Velmie and ClearBank combine composable Digital Banking technology with cloud-native banking infrastructure and real-time clearing capabilities. Together, we enable banks, fintechs, and financial institutions to deliver secure, scalable, and compliant financial services.
Explore the Case Study
Discover how allpay Limited partnered with Velmie to modernise and scale its digital financial services using a flexible, API-driven banking platform.

The Joint Velmie & ClearBank Solution
Velmie delivers
✓ Modular digital banking platform
✓ Accounts, payments, cards, wallets
✓ Web and mobile banking applications
✓ API-first architecture for ecosystem integrations
ClearBank provides
✓ Cloud-native clearing bank infrastructure
✓ Direct access to UK payment schemes
✓ Real-time payments connectivity
✓ Safeguarding and regulated banking services
Together, Velmie and ClearBank deliver a production-ready foundation for launching regulated digital financial services with direct payment access.
Key Capabilities
Direct access to UK payment rails
Enable Faster Payments, CHAPS, and Bacs connectivity through ClearBank’s cloud-native clearing infrastructure.
Modular core banking & digital channels
Launch configurable retail or business financial products supported by flexible Core Banking architecture.
Embedded safeguarding & compliance
Operate within a regulated framework supported by ClearBank’s licensed banking infrastructure.
Scalable fintech infrastructure
Support growth with API-driven systems designed for high-volume digital operations.
Why Velmie & ClearBank
By combining Velmie’s composable Digital Banking platform with ClearBank’s real-time clearing and regulated banking infrastructure, financial institutions gain a complete foundation to build, launch, and scale compliant digital financial services.
