Transforming Gold Investments
with Digital Innovation
Digital platform for seamless gold trading and management and everyday payments.
The landscape of financial technologies is rapidly transforming traditional precious metal investments, introducing new functions and capabilities. One of the key challenges for gold investors is the difficulty of converting their holdings into liquid funds for everyday use. Gold is typically viewed as a long-term store of value, not as a currency for daily transactions. This creates a bottleneck for investors who wish to leverage their gold for daily expenses, as selling gold and transferring the funds to a bank is often time-consuming. Furthermore, the lack of seamless integration between gold investments and modern payment systems adds complexity to this process.
Project Overview
EMAS Technology was created to modernize precious metals investments by combining the stability of physical gold with the convenience of digital technology. The platform's mission is to make gold more liquid and accessible to a broader range of investors by providing secure trading, storage, and management capabilities. EMAS addresses the challenge of allowing users to effortlessly convert their gold into liquid funds, such as converting it into euros and loading the amount onto a Mastercard, enabling easy use for everyday expenses.
Solution
At Velmie, we specialize in empowering financial institutions and fintech innovators to deliver cutting-edge digital banking solutions that address modern financial challenges. This expertise has enabled us to build a robust, scalable ecosystem powering platforms like Oliv, a transformative solution for the MENA region’s digital payments landscape.
At Velmie, we empower fintech innovators to redefine the way people manage and utilize their gold assets. With our robust digital wallet platform, we have built a strong foundation for platforms like EMAS Technology to revolutionize gold portfolio management.
EMAS Technology leverages Velmie’s advanced infrastructure to deliver an all-in-one solution for storing, managing, and trading gold. By combining scalable architecture, an intuitive interface, and pre-integrated services for card issuing, payments and KYC, EMAS provides a seamless and secure experience for modern investors.
Here’s how the Velmie platform enables EMAS Technology to transform gold asset management:
Seamless access and instant conversions
EMAS allows users to manage and convert gold assets effortlessly, offering virtual and physical Mastercards for everyday purchases directly linked to their holdings.
User-friendly transactions
With instant money transfers and payment capabilities, EMAS ensures quick and hassle-free operations through a streamlined interface.
Robust security
Advanced security protocols safeguard all assets and data, meeting the highest standards of the financial industry.
Scalability for future growth
The platform is designed to evolve, expanding its services to include daily retail transactions and additional payment features.
Why It works
The Velmie scalable and innovative technology powers solutions like EMAS to modernize precious metals investments, combining the stability of physical gold with digital convenience, enabling easy gold-to-cash conversion and instant access through IBAN and Mastercard.
What Velmie brings to the table
1
Gold deposit accounts
2
Multi-currency accounts
3
Card issuing
4
Gold trading
5
Payment processing
6
Asset management
“We appreciate that the Velmie platform offers a comprehensive solution with built-in integrations and the flexibility to customize and scale. For us, it feels like launching a new line of business, thanks to the final product developed by them. This allows us to offer our existing customers unique opportunities to convert gold into liquid funds for day-to-day transactions that perfectly complement our current services.”
Falko Breytenbach,
Business Development Manager, EMAS Technology
Key Features
Multi-currency
IBAN
Physical & virtual
Mastercard
Buy
gold/sel gold
Instant
transfers
Top up,
withdraw
SCA
compliant