Personal lending
Meet the growing consumer demand for choice and convenience in lending with our cloud-native lending engine and modular approach. Empower your business with flexible lending solutions that delight customers and propel you ahead of the competition.
Invoice factoring
Unlock the power to offer customized purchase finance solutions like point-of-sale financing, revolving credit lines, and Buy Now Pay Later options with Velmie. Our robust toolkit empowers you to create and deploy fully configurable financial products that cater perfectly to your customers' unique needs.
Microloans
Microloans solution offers small-scale financing solutions tailored for individuals and small businesses, typically with lower loan amounts and shorter repayment terms than traditional loans. It includes streamlined application processes, quick approval times, and automated repayment options, facilitating financial inclusion and supporting economic growth at the grassroots level.
Checkout finance
Unlock the power to offer customized purchase finance solutions like point-of-sale financing, revolving credit lines, and Buy Now Pay Later options with Velmie. Our robust toolkit empowers you to create and deploy fully configurable financial products that cater perfectly to your customers' unique needs.
Salary advance
Early salary access solution allows employees to access a portion of their earned wages before the scheduled payday, promoting financial flexibility and addressing short-term cash flow needs. It integrates seamlessly with payroll systems, ensuring accurate calculation and disbursement of early salary advances while adhering to regulatory requirements.
Loan origination
Our loan origination solution streamlines the entire process of applying for and approving loans, from initial application submission to final decision-making. It includes automated workflows, document management, and real-time status updates, ensuring efficient processing and enhanced customer satisfaction.
Credit scoring
We provide credit scoring solutions to enable accurate assessment of an individual's creditworthiness based on various factors such as credit history, income, and debt-to-income ratio. It employs advanced algorithms and analytics to generate credit scores, aiding banks in making informed lending decisions and mitigating risk effectively.