Overview
As a development company, Velmie handles end-to-end delivery of software projects for banks and financial organizations worldwide. Our skilled engineering teams build advanced future-proof solutions with modern technology and a modular approach. We help both startups and leading banks with transforming their ideas into live products by doing engineering, advisory, design and product management.
Our experience with banking solutions development has given us the confidence to jump in on complex software projects, advise on tech decisions and provide readymade infrastructure for faster time-to-market.
Proven Experience
Velmie has extensive experience in developing different solutions for businesses of all sizes and will help you create a phenomenal end-to-end digital banking solution. The wide variety of clients allows us to speak of a wide range of expertise.
Transparency
Velmie strives to have a similar professional ethic and values with the client in order to honor their commitment to transparency and quality. In this way, we and our customers can better understand each other's needs and collaborate in the most effective way possible.
Regulatory Compliance
As someone who is not new to the financial industry, Velmie knows how to work with existing specific regulations and best practices that companies must follow, which allows us to avoid mistakes in the product development process.
Ongoing Support
Our current technology stack is robust, innovative and adaptable. And once implemented, we provide our customers with ongoing software support and maintenance as part of our services.
Tech Infrastructure
Velmie strives to have a similar professional ethic and values with the client in order to honor their commitment to transparency and quality. In this way, we and our customers can better understand each other's needs and collaborate in the most effective way possible.
Velmie's mission as a banking software developer is to deliver future-proof tech with timeless design, building a solid foundation for every banking project.
Modular approach
Based on microservices architecture, our software solutions provide more flexibility as modules can be customized and configured independently for each customer.
Ecosystem
Velmie has built an extensive network of partners and integrations that allows banking solutions to be configured for all local markets.
Data Security
We build banking software and apps compliant to PCI-DSS, PSD2, GDPR and other regulatory requirements.
IP ownership
Customers have more control and flexibility to manage and expand their business because Velmie shares IP rights with the customer.
End-to-end delivery
Customers don't need to bring in the expertise and resources needed for systems integration and support because Velmie does it all.
Modules & APIs
Our mission is not only to create cutting-edge software, but also to provide true modularity and through partners provide solutions such as payment processing, card issuance, identity verification and so on. Such services, available as extensions, allow you to configure products for different markets and audiences. And we don't just provide you with tools, we deliver end-to-end with our own team.
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Debit and Credit card Issuing
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KYC & AML
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SEPA, SWIFT, ACH transfers
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IBANs
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Fx and Remittance
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Invoicing
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Savings and credit accounts
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Fees and interest rates management
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Merchant services
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Crypto wallets and exchange
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Mobile wallet for iOS and Android
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Strong customer authentication (SCA)
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Loans and Credit score
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Mass payouts
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Loyalty & Rewards
Building a banking app tailored for small business owners to help them grow and thrive.
Advanced wealth management and brokerage platform built with Velmie banking technology.
MtajiTech is an African financial services provider, offering a collaborative digital marketplace platform to its customers.
Lisa Milton
(Founder & CEO)
Velmie has been in a long-standing, productive partnership with the client, where they have consistently meet deadlines and delivered quality UI and backend integrations. They continue to be communicative and timely. The team has also made themselves available round the clock for any project issues.
Janis Leahy
(Founder & CEO)
Velmie has been in a long-standing, productive partnership with the client, where they have consistently meet deadlines and delivered quality UI and backend integrations. They continue to be communicative and timely. The team has also made themselves available round the clock for any project issues.
Vasily Repchenko
(Product Manager, Rokes Commons Exchange)
Velmie provides high-quality services and facilitates an enjoyable, well-managed offshore partnership. Kind, professional, and flexible, the team takes ownership of their work. They communicate seamlessly and excel at managing expectations. Their commitment to the engagement is noteworthy.



















Describing how to choose the best financial software company that can keep pace with the industry and build robust digital banking products.
What banking software development services do you offer?
Our mission is to provide end-to-end solutions, therefore, our in-house team can handle the full product lifecycle: prototyping, MVP development, production release and the product scaling. We deploy dedicated project teams that can do Software Architecture, UI/UX design, Business Analysis, Back end and Front end development, Mobile application development and QA.
Does your company build cloud banking software solutions?
Being an AWS Technology Partner, Velmie has relevant expertise building cloud banking software solutions compliant to PCI-DSS, SOC2 Type 2, PSD2, GDPR and other standards. As of 2022 the banking software solutions by Velmie manage more than 100 billion of assets across the world.
What are the languages and frameworks used by Velmie?
Velmie is one of a few companies on the market delivering banking solutions built with modern tech such as Golang or Flutter. Trusted by Paypal, Chime, Nubank and other leaders, such solutions are now available for clients of ours, who’re looking to get future-proof, scalable and cost-effective software.
How long does it take to build a banking software?
Thanks to white-lable software platform and API integration libraries with the majority of service providers, it takes just 2-3 months to get an MVP out and running. Unrivaled time-to-market is one of the advantages coming with Velmie banking solutions.
Do you develop blockchain, NFT or cryptocurrency solutions?
There is a comprehensive portfolio of products we already built in this space and our company got all the technology already in place. Available as extensions to the Core platform, they allow building crypto exchanges, wallets, marketplace and other types of products.
How is your solution different from others?
We don't just create software, we provide true modularity. Using an ecosystem of trusted partners, we can offer a fairly wide range of services and configure products for different markets and audiences. We don't just provide you with the tools, we also provide end-to-end delivery through our in-house team.
Do you provide turn-key banking solutions?
Yes, we deliver production-ready banking solutions that meet regulatory requirements. We also perform all necessary integrations and configurations to give you a fully working tool.
How do you ensure data security?
We use software that is usually based on single-tenant systems, with no shared resources between different customers. Different customers' data is kept independently, which means that if one customer's data is breached, other customers' data will not be compromised. Velmie is an ISO 27001 certified company and the software solutions we develop meet the requirements of PCI-DSS, PSD2, SOC2 Type 2 and other certifications.
Do you provide ongoing maintenance and support?
Downtimes can be costly, that’s why all of our clients get SLA support agreements that guarantee that their products are up and running 24/7.